Working With Experienced People You Trust When investing, it is important to gather information and identify your goals with an investment professional. Experienced investors know that it pays to work with a trusted financial advisor who takes a disciplined, long-term approach to investing. Through Custom Select Investments, we provide you with tools to set your investment objective, skilled asset allocation, and access to style-pure mutual funds.
The reality is that no one knows where the market is going next or which asset classes are going to do well and when. Spreading your portfolio across several asset classes may increase your chance for solid long-term investment results. It pays to diversify your portfolio with asset allocation. Using our Custom Select Investments and a Risk Tolerance Questionnaire, we’ll work with you to develop a solid understanding of your objectives and help you choose a realistic course of action The Custom Select Investments Account is an innovative solution that provides you with a diversified investment approach that corresponds to your unique investment objectives. The Custom Select Investments Account includes: An Asset Allocation program utilizing the Accessor Allocation Funds, a family of specialty mutual funds. Automatic and tax efficient re-balancing to your objectives. Ease of monitoring. Access to your account through a secure Internet connection on TheBANK’s web site. Our Custom Select Investments product offers you access to some of the worlds most sophisticated and talented money managers, providing you with the same advantages that are traditionally reserved for larger pools of investment capital. Each Custom Select Investment is a “fund of funds” invested in a combination of underlying mutual funds. The approach of the funds is straightforward...professional, disciplined, money management, with style-pure funds. With a minimum investment of only $5,000 ($2,000 for an IRA), you have access to the benefits of our Custom Select Investments Account. This account is available through the people you know and trust at TheBANK of Edwardsville’s Financial Management Group. Choosing The Right Investment Model With Custom Select Investments, you may choose from the six model Asset Allocation portfolios detailed below:   1 - Income: Designed to provide income for investors with a low risk tolerance and a shorter time horizon, (usually 1-3 years.) 2 - Income and Growth: Designed to provide income and some capital appreciation for investors with a low risk tolerance and a short to intermediate time horizon, (usually 3-5 years.) 3 - Balanced: Designed to provide a balanced mix of current income and capital appreciation to investors with a moderate risk tolerance and an intermediate time horizon, (usually 5-10 years.) 4 - Growth and Income: Designed to provide a balanced mix of capital appreciation and current income to investors with a moderate risk tolerance and an intermediate time horizon, (usually 5-10 years.) 5 - Growth: Designed to provide capital appreciation  and some current income to investors with an above average risk tolerance and a longer time horizon, (usually 10 or more years.) 6 - Aggressive Growth: Designed to provide capital appreciation to investors with a high risk tolerance and a longer time horizon, (usually 10 or more years.) Total return and principal value will vary so that an investor’s shares, when redeemed, may be worth more or less than their original cost. An investor should consider the investment objectives, risks, charges and expenses of the fund carefully before investing. This and other information about Accessor Funds is contained in the prospectus. A free copy of the current prospectus of Accessor Funds, Inc. which describes in detail the investment policies, all fees and expenses and other matters which may be of interest to a prospective investor is available through TheBANK's Financial Management Group or by calling 618/656-0057or 1-888-40-TRUST. Accessor® is a registered trademark of Accessor Capital Management LP. 2005 Accessor Capital LP. All rights reserved. Accessor Funds are Distributed by ALPS Distributors, Inc. Not FDIC Insured - May Lose Value - Not guaranteed by any government agency - Not a bank deposit. Accessor Funds and TheBANK of Edwardsville are independent entities. Contact our Financial Management Group today to learn more about our Custom Select Investments Account.