At TheBANK of Edwardsville, confidentiality is a top priority when it comes to
customer information. We do not collect any information from our web site without
your knowledge...nor would we ever distribute or sell any information about our
customers. We understand that you have placed your trust in us and we honor that
relationship with the highest regard.
We have a variety of security features in place to assure that your account
information on our Internet Banking Service remains confidential. Our customers'
account numbers never appear on our Magic Online Internet Banking or our PayLink
Online Bill Paying Service and any account information transmitted over the Internet
is encrypted. Information that we require from customers when they sign up for
either service also remains confidential. Applications submitted to us over the
Internet are sent on a secure server that only we can access.
Whenever we request information from our customers in the form of a survey, that
information also is protected. We do not require you to give us your name or E-mail
address. Those questions are always optional. And we do not sell or provide any of
our survey results to anyone. These results are simply used to improve our site and
its features.
Since 1868, TheBANK of Edwardsville has prided itself on a tradition of innovation
and quality service. We have set high standards for customer privacy and remain
committed to meeting those standards in every service that we provide.
Our Web Site is designed to offer you information about TheBANK's products and
services. This site does not contain information dealing with customer accounts.
Magic Online -- our Internet Banking Service -- has built-in security features to
assure your information remains confidential:
- Your account numbers never appear on Magic Online. That's why you choose
how you would like your account names to appear on screen.
- You have the option of changing your ID number and Password as often as
you feel appropriate.
- Your information on Magic Online is protected by Secure Socket Layer (SSL)
technology - the highest level of Internet security available.
When you sign up for Magic Online
Banking, we'll give you a 12-character ID number and a four-digit
Password.
Contact Us
Please feel free to contact our Customer Service Center at (618) 659-6595 or
E-mail us at anytime with questions about Magic Online.
Please remember that your email communication to
us is not secured. Therefore, for your protection, please do not provide
personal or account information in your email. However, if you need to
send personal or account information to us, please use our secure email
feature in Magic Online Banking.
| Your Privacy Is Important To Us! |
| FACTS |
What does TheBANK of Edwardsville Do With Your
Personal Information? |
| WHY? |
Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and
protect your personal information. Please read this notice carefully to
understand what we do. |
| WHAT? |
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
- Social Security Numbers
- Transaction History
|
- Credit History
- Account Balances
|
|
|
| HOW? |
All financial companies need to share certain non-public, customer,
personal information to run their everyday business. In the section
below, we list the reasons financial companies can share their
customer's personal information; the reason TheBANK chooses to share;
and whether you can limit this sharing. |
| Reasons we can share you personal information |
Does TheBANK of Edwardsville share? |
Can you limit this sharing? |
For our everyday purposes -
such as to process your transactions, maintain your account (s),
respond to court orders and legal investigations, or report to credit
bureaus. |
Yes |
No |
For our marketing purposes -
to offer our products and services to you. |
Yes |
No |
| For joint marketing with other financial institutions. |
Yes |
No |
For our affiliates' everyday business purposes -
information about your transactions and experiences. |
No |
We Don't Share |
For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
We Don't Share |
| For non-affiliates to market to you. |
No |
We Don't Share |
| Questions? |
Call TheBANK of Edwardsville at (618)
656-0057 or go to www.4thebank.com |
| FACTS |
What does TheBANK of Edwardsville Do With Your
Personal Information? |
| How does TheBANK of Edwardsville protect
my personal information? |
To protect your personal information from unauthorized access and
use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and buildings.
TheBANK of Edwardsville maintains physical, electronic, and procedural
safeguards that comply with federal and state standards to guard our
customer's nonpublic personal information. |
| How does TheBANK of Edwardsville collect
my personal information? |
We collect your personal information, for example, when you:
- open a new account;
- apply for a loan;
- make deposit or withdrawals from your account;
- use your credit card or debit card, or
- seek financial or tax advice
We also collect your personal information for others, such as credit
bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes - information
about creditworthiness.
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to
limit sharing. |
| Definitions: |
| Affiliates |
Companies related by common ownership or control. They can
be financial and nonfinancial companies.
- Our affiliate, a title company, is a company with common
corporate identity of TheBANK of Edwardsville, with whom we
share information.
|
| Non-affiliates |
Companies not related by common ownership or control. They can
be financial and nonfinancial companies.
- Non-affiliates we can share with can include title
companies, insurance companies and mortgage companies.
|
| Joint
Marketing |
A formal agreement between non-affiliate financial companies
that together market financial products or services to you.
- Our joint marketing partners include companies such as
credit card companies and debit card companies.
|
As an additional way to protect our
customers financial information, we are now asking customers to establish
an account inquiry password for their accounts. We will simply ask you for
your password when you call in the future to verify your identity before
sharing any financial information.
Your password can be up to 15 numbers or
letters. We suggest that you choose something that you will remember. An
example of your exclusive password could be the name of a childhood pet.
Please do not share it with anyone who is not an authorized signer on your
account.
If you would like to set up a password on
your accounts, simple call us at 618/659-4430 from 8:00 a.m. to 4:30 p.m.
Monday through Friday. Once you have called, we will mail you a form for
you to choose your password. This form will need to be signed and returned
to us.
To help the government fight the funding of
terrorism and money laundering, we are required to ask for, verify and
record information to confirm your identity.
What this means to you:
When you open a deposit or trust account, a safe deposit box, or request a
loan, we will ask for your name, address, date of birth, and other
information that will allow us to identify you.
We may also ask to see your driver’s
license or other identifying documents.
|
Equal Housing Lender | MEMBER FDIC