TheBANK of Edwardsville
 

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Become a Customer Online Privacy

At TheBANK of Edwardsville, confidentiality is a top priority when it comes to customer information. We would never distribute or sell any information to others about our customers. We understand that you have placed your trust in us and we honor that relationship with the highest regard.

By using TheBANK of Edwardsville’s website with your browser settings adjusted to accept cookies, you consent to our use of cookies and other tools to provide the products and services available on TheBANK’s website.

Cookies and How We Use Them

Cookies are small text files that may be placed on your web browser when you visit our website. Cookies allow your browser to remember some specific information which the Web server can later retrieve and use. We do not use cookies to store any personal information that could be read or understood by others. When you quit your browser, some cookies are stored in your computer’s memory, while some expire or disappear.

Cookies are used primarily for administrative purposes, to improve your experience with TheBANK’s website.

Security

Our Web Site is designed to offer you information about TheBANK's products and services. This site does not contain information dealing with customer accounts.

Magic Online -- our Internet Banking Service -- has built-in security features to assure your information remains confidential:

  • Your account numbers never appear on Magic Online. That's why you choose how you would like your account names to appear on screen.
  • You have the option of changing your ID number and Password as often as you feel appropriate.
  • Your information on Magic Online is protected by Secure Socket Layer (SSL) technology - the highest level of Internet security available.

When you sign up for Magic Online Banking, we'll give you a 12-character ID number and a four-digit Password.

Contact Us
Please feel free to contact our Customer Service Center at (618) 659-6595 or E-mail us at anytime with questions about Magic Online. 

Please remember that your email communication to us is not secured. Therefore, for your protection, please do not provide personal or account information in your email. However, if you need to send personal or account information to us, please use our secure email feature in Magic Online Banking.

Your Privacy Is Important To Us!

FACTS What does TheBANK of Edwardsville Do With Your Personal Information?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Numbers
  • Transaction History
  • Credit History
  • Account Balances
  • Credit Scores
HOW? All financial companies need to share certain non-public, customer, personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reason TheBANK chooses to share; and whether you can limit this sharing.
Reasons we can share you personal information Does TheBANK of Edwardsville share? Can you limit this sharing?
For our everyday purposes -
such as to process your transactions, maintain your account (s), respond to court orders and legal investigations, or report to credit bureaus.
Yes No
For our marketing purposes -
to offer our products and services to you.
Yes No
For joint marketing with other financial institutions. Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences.
No We Don't Share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We Don't Share
For non-affiliates to market to you. No We Don't Share
Questions? Call TheBANK of Edwardsville at (618) 656-0057 or go to www.4thebank.com
FACTS What does TheBANK of Edwardsville Do With Your Personal Information?
How does TheBANK of Edwardsville protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. TheBANK of Edwardsville maintains physical, electronic, and procedural safeguards that comply with federal and state standards to guard our customer's nonpublic personal information.
How does TheBANK of Edwardsville collect my personal information? We collect your personal information, for example, when you:
  • open a new account;
  • apply for a loan;
  • make deposit or withdrawals from your account;
  • use your credit card or debit card, or
  • seek financial or tax advice

We also collect your personal information for others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about creditworthiness.
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions:
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliate, a title company, is a company with common corporate identity of TheBANK of Edwardsville, with whom we share information.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Non-affiliates we can share with can include title companies, insurance companies and mortgage companies.
Joint Marketing A formal agreement between non-affiliate financial companies that together market financial products or services to you.
  • Our joint marketing partners include companies such as credit card companies and debit card companies.

Customer Inquiries

As an additional way to protect our customers financial information, we are now asking customers to establish an account inquiry password for their accounts. We will simply ask you for your password when you call in the future to verify your identity before sharing any financial information.

Your password can be up to 15 numbers or letters. We suggest that you choose something that you will remember. An example of your exclusive password could be the name of a childhood pet. Please do not share it with anyone who is not an authorized signer on your account.

If you would like to set up a password on your accounts, simple call us at 618/659-4430 from 8:00 a.m. to 4:30 p.m. Monday through Friday. Once you have called, we will mail you a form for you to choose your password. This form will need to be signed and returned to us.

U.S.A. Patriot Act

To help the government fight the funding of terrorism and money laundering, we are required to ask for, verify and record information to confirm your identity.

What this means to you: When you open a deposit or trust account, a safe deposit box, or request a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

We may also ask to see your driver’s license or other identifying documents.

 

TheBANK of Edwardsville  | 330 West Vandalia, Edwardsville, IL 62025  |  618.656.0057  |  866.545.0098

Equal Housing Lender Equal Housing Lender | MEMBER FDIC | Privacy Pledge/USA Patriot Act