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Interest Rates

CD & IRA Rates and Terms

Effective Date: June 18, 2013 through June 24, 2013
Rates updated on 6/18/2013 at 1:10:25 PM

  Interest Rate APY Minimum Deposit
6 Month Certificate 0.20% 0.20% $2,500
9 Month Certificate 0.20% 0.20% $2,500

The APY on 6 and 9 month certificates is based on interest compounding at maturity.
Early withdrawal penalties may apply.

12 Month Certificate 0.25% 0.25% $1,000
18 Month Certificate 0.35% 0.35% $1,000
24 Month Certificate 0.45% 0.45% $1,000
36 Month Certificate 0.60% 0.60% $1,000
48 Month Certificate 0.85% 0.85% $1,000
60 Month Certificate 1.19% 1.20% $1,000

The APY on the 12 thru 60 month certificates is based on interest compounding quarterly.
Early withdrawal penalties may apply.

IRA Money Market* 0.05% 0.05% $50 to open
3 Year IRA Certificate 0.60% 0.60% $1,000
3 Year Step-up Add-on Certificate
If the interest rate climbs, you have the chance to step up to the higher rate once during your IRA's original term! Plus, add to your IRA anytime throughout the term!
0.60% 0.60% $1,000
4 Year IRA Certificate 0.85% 0.85% $1,000
5 Year IRA Certificate 1.19% 1.20% $1,000
5 Year Step-up Add-on Certificate
If the interest rate climbs, you have the chance to step up to the higher rate once during your IRA's original term! Plus, add to your IRA anytime throughout the term!
1.19% 1.20% $1,000

We Manage Money

Additional Information: APY = Annual Percentage Yield. *Interest rate is variable and may change at any time. Current Prime Rate: 3.25%. Fees may reduce earnings on an account. The APY on 3 through 5 year certificates is based on interest compounding quarterly. Early withdrawal penalties may apply. Member FDIC. For a full disclosure of rates, terms and fees, please see a Personal Banker.

 

TheBANK of Edwardsville  | 330 West Vandalia, Edwardsville, IL 62025  |  618.656.0057  |  866.545.0098

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