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Cds Cd And Ira Rates And Terms

Effective Date: December 11 through December 17, 2018

 

 Interest RateAPYMinimum Deposit
6 Month Certificate 0.20% 0.20% $2,500
9 Month Certificate 0.25% 0.25% $2,500
The APY on 6 and 9 month certificates is based on interest compounding at maturity.
Early withdrawal penalties may apply.
12 Month Certificate 0.30% 0.30% $1,000
18 Month Certificate 0.40% 0.40% $1,000
24 Month Certificate 0.65% 0.65% $1,000
36 Month Certificate 1.00% 1.00% $1,000
48 Month Certificate 1.39% 1.40% $1,000
60 Month Certificate 2.97% 3.00% $1,000
The APY on the 12 thru 60 month certificates is based on interest compounding quarterly.
Early withdrawal penalties may apply.
IRA Money Market* 0.05% 0.05% $50 to open
3 Year IRA Certificate 1.00% 1.00% $1,000
3 Year IRA Step-up Add-on Certificate

If the interest rate climbs, you have the chance to step up to the higher rate once during your IRA's original term! Plus, add to your IRA anytime throughout the term!

1.00% 1.00% $1,000
4 Year IRA Certificate 1.39% 1.40% $1,000
5 Year IRA Certificate 2.97% 3.00% $1,000
5 Year IRA Step-up Add-on Certificate
If the interest rate climbs, you have the chance to step up to the higher rate once during your IRA's original term! Plus, add to your IRA anytime throughout the term!
2.97% 3.00% $1,000

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Additional Information: APY = Annual Percentage Yield. *Interest rate is variable and may change at any time. Fees may reduce earnings on an account. The APY on 3 through 5 year certificates is based on interest compounding quarterly. Early withdrawal penalties may apply. Member FDIC. For a full disclosure of rates, terms and fees, please see a Personal Banker.