Magic Online Banking

Checking Choices

Premier Checking – enjoy great benefits with an account that pays you interest.*
Secure Checking – an account that provides ID protection.
Direct Checking – enjoy the benefits of Direct Deposit.
MyiBANK Checking – an account for teens and young adults (up to age 26)that provides the first steps towards making sound financial choices.**

ALL Checking Accounts Receive:

  • FREE MagicCheck Debit MasterCard®
  • Unlimited access to 55,000 surcharge-free Allpoint ATMs worldwide
  • FREE Magic Online Banking & Bill Pay
  • FREE Magic Phone Account Access
  • FREE Mobile Banking/Tablet Apps
  • FREE Mobile Deposit – use your mobile device to deposit checks
  • FREE Money Management Tool - FinanceWorksTM
  • $25 Statement Credit on New Credit Card when you Qualify

IDProtect® - identity theft protection service 1- provided with Premier Checking and Secure Checking accounts

  • Up to $10,000 Identity Theft Expense Reimbursement Coverage 2 for expenses associated with restoring your identity.
  • Fully Managed Identity Theft Resolution Services – access to a dedicated fraud specialist assigned to manage your case until your credit and identity are restored.
  • Debit and Credit Card Registration***
  • Credit File Monitoring*** – daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (registration/activation required)
  • 3-in-1 Credit Report*** – request a new report every 90 days or upon receipt of a credit alert
  • Credit Score*** – receive a new single bureau credit score with every new credit report
  • Total Identity Monitoring*** – Monitoring of over 1,000 databases.
  • Online Identity Theft News Center and Valuable Phone and Web Resources***

***Registration and activation required.

1 - IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

2 - Special Insurance Program Notes: The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage. Insurance Products are not a deposit of or guaranteed by the Bank or any Bank Affiliate and are not insured by the FDIC or Any Federal Government Agency.

Checking Choices Opening Minimum
Balance
Monthly Fee Availability Unlimited
Check
Writing
Monthly
Interest
ID
Protect®
Online
Statement
Courtsey
Coverage

Premier Checking
 Apply

$50 See
Requirements
$20
Waived when Premier requirments are met
One Account per Household Squarebullet For Higher Interest - 20 Debit Card Transactions cleared per Statement Cycle & Online Statements Squarebullet Squarebullet Star Bullet Squarebullet

Secure Checking
Apply
 

$50 No Minimum  $6.95
Waived with 30 debit card transactions cleared per statement cycle
Open Squarebullet   Squarebullet Squarebullet Star Bullet Squarebullet

Direct Checking
Apply
 

$50 No Minimum  $5
Waived with $500 Direct Deposit per month

Open Squarebullet     Squarebullet Star Bullet Squarebullet

MyiBANK
Apply

 

$25 No Minimum  FREE Teens & Young Adults Up to age 26       Squarebullet Star Bullet  

Premier Requirements...3 Convenient ways to qualify...

1. Open a Premier Checking account and maintain a balance of $3,000 or more.
– or –
2. Open a Premier Checking account plus have a loan with an outstanding balance of $10,000 or more at TheBANK.
– or –
3. Open a Premier Checking account plus have a Wealth Management account relationship with TheBANK.

*Earn a Higher Interest Rate on Premier Checking balance up to $15,000 when you qualify:

  • 20 Debit Card transactions cleared statement cycle
  • Receive Online Statement

Your $20 monthly maintenance fee is waived when you maintain a combined deposit balance of $3,000 or more in Premier Checking account; or an outstanding balance of  10,000 or more in loans; or have a Wealth Management account relationship with TheBANK.

** - Accounts for young adults under the age of 18 require parental authorization.
Star Bullet - Paper statements available for $2 per month.

Checking accounts features are subject to change without notice.
Please speak with a Personal Banker for more information.