Magic Online Banking

IDProtect® - identity theft protection service 1- provided with Premier Checking and Secure Checking accounts

  • Up to $10,000 Identity Theft Expense Reimbursement Coverage 2 for expenses associated with restoring your identity.
  • Fully Managed Identity Theft Resolution Services – access to a dedicated fraud specialist assigned to manage your case until your credit and identity are restored.
  • Debit and Credit Card Registration**
  • Credit File Monitoring** – daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (registration/activation required)
  • 3-in-1 Credit Report** – request a new report every 90 days or upon receipt of a credit alert
  • Credit Score** – receive a new single bureau credit score with every new credit report
  • Total Identity Monitoring** – Monitoring of over 1,000 databases.
  • Online Identity Theft News Center and Valuable Phone and Web Resources**

**Registration and activation required.

1 - IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

2 - Special Insurance Program Notes: The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage. Insurance Products are not a deposit of or guaranteed by the Bank or any Bank Affiliate and are not insured by the FDIC or Any Federal Government Agency.