Magic Online Banking


Start Fresh

StartFresh Checking gives you a second chance at qualifying for and opening a traditional checking account.

StartFresh Checking helps you:

  • Rebuild your financial strength
  • Improve your credit scores
  • Eliminate check cashing fees

StartFresh Checking features:

  • $50 opening deposit
  • Unlimited check writing
  • Free MagicCheck Platinum Debit MasterCard, with no per item fees.
  • Free ATM transactions at any Magic Touch ATM, and unlinited access to 55,000 surcharge-free Allpoint ATMs worldwide (fees may apply when using non-Magic Touch ATMs)
  • Free Magic Online Banking & Bill Pay
  • Free monthly Online Statements
  • $9.95 monthly maintenance fee
  • $3 monthly discount with regular payroll Direct Deposit
  • After 12 months in good standing, you may qualify and apply for a traditional checking account.

Courtesy Coverage is available to StartFresh account holders who qualify. Click here for more details.

Account features are subject to change periodically without notice. Please speak with a Personal Banker for more information or call 618.656.0098.