Magic Online Banking

Checking Plus

We encourage all of our customers to manage their finances responsibly, and we understand that, at times, life happens and you may run short of cash. That’s why we have a safety net program called Checking Plus for your checking account.

Checking Plus is a personal line of credit providing overdraft protection for your checking account. When you write a check, or use your MagicCheck debit card, for an amount larger than your checking account balance, funds are transferred to your account in predetermined amounts established by TheBANK. You simply repay the used portion of the line of credit in full or in monthly payments. There is a $20 annual fee assessed on all Checking Plus accounts, and there is a $10 transfer fee that is assessed to your Checking account each time you use this service.

To Apply For Checking Plus:

  • speak with a Personal Banker at TheBANK
  • call our Customer Service Center at 618.656.0098