Magic Online Banking

Savings Advance

We encourage all of our customers to manage their finances responsibly, and we understand that, at times, life happens and you may run short of cash. That’s why we have a safety net program called Savings Advance for your checking account.

Savings Advance is overdraft protection which gives you peace of mind knowing that your checks and ACH (Automated Clearing House) debits will be covered using the funds in your Savings account at TheBANK. There is a $10 transfer fee that is assessed to your Savings account each time you need to use this service.

To Sign Up For Savings Advance:

  • speak with a Personal Banker at TheBANK
  • call our Customer Service Center at 618.656.0098